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Software to Teach Students Financial Responsibility

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Call me cynical, but I chuckled when I read the following statement in a press release pitching software to teach students about personal finances:

With concerns growing over the nation’s lack of personal finance skills and increasing credit card debt, this simulation allows students to experience what life is really like in the real world.

Have any of you been hearing about "the nation's lack of personal finance skills?" Not me. Laugh out loud.

It seems like a good idea for teachers to teach students about personal finance. But it also seems to me that it's NOT JUST STUDENTS who have been missing out on lessons about financial responsibility. Let me stop there.

The press release I received featured On Your Own Coast-to-Coast software, which students can use to simulate paying bills, opening bank accounts, saving and investing, and other skills.

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Oh, I don't know, I think that you are too hard on them.

It would be a great idea if they added video interviews with Captains of Industry--say the CEO's of Bear Stearns, Lehman Brothers, AIG, Goldman Sachs, GM, Chrysler and others could talk to kids about how their profound financial acumen, constant vigilance, and prudent management of risk has gotten their companies to where they are today!

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